Everything Your SME Needs to Start, Run & Grow

Incorporate your Singapore private limited company (Pte Ltd) fully online, as fast as 24 hours. We handle name reservation, SSIC code selection, company constitution, and all ACRA BizFile+ submission on your behalf.

• Local & foreign entrepreneur incorporation
• ACRA name reservation & SSIC advisory
• 100% online, no Singapore visit required
• Grant eligibility check at incorporation

Singapore law requires every Pte Ltd to appoint a qualified company secretary within 6 months of incorporation. Think SME provides a full corporate secretarial service, AGM prep, annual return filing, and ongoing ACRA compliance.

• Annual return filing with ACRA
• AGM preparation & resolutions
• Changes to company particulars
• Director & shareholder register maintenance

Every Singapore company must maintain a local registered address accessible during business hours. Think SME provides a professional Singapore registered office address, ACRA-compliant, mail handling included.

• ACRA-compliant Singapore business address
• Mail collection & forwarding
• Suitable for all business types
• Immediate setup upon incorporation

Singapore’s Companies Act requires every company to keep proper accounting records for five years. Think SME handles your monthly bookkeeping and year-end unaudited financial statements to SFRS standards, always IRAS- and ACRA-ready.

• Monthly bookkeeping & bank reconciliation
• Unaudited financial statements to SFRS
• XBRL preparation & ACRA filing
• Cloud accounting setup & migration

Compulsory GST registration when your turnover exceeds S$1 million, and quarterly F5/F8 return filing to IRAS. Think SME tracks every deadline and submits on time, every quarter. Zero late penalties, guaranteed.

• Compulsory & voluntary GST registration
• Quarterly F5 return preparation & IRAS filing
• GST F8 deregistration when applicable
• InvoiceNow (Peppol) e-invoicing setup

Singapore’s flat 17% corporate tax rate, but most SMEs pay far less thanks to the Start-up Tax Exemption (SUTE) and Partial Tax Exemption (PTE). Think SME ensures every exemption is claimed and every IRAS deadline is met.

• Estimated Chargeable Income (ECI) filing
• Form C / C-S / C-S Lite preparation & submission
• SUTE & PTE exemption maximisation
• Financial statement analysis & business planning

One application, matched across 60+ banks, finance companies, digital banks, and licensed alternative lenders. Our team of former bankers knows exactly how lenders assess SME applications, and how to maximise your approval odds.

• Enterprise Financing Scheme (EFS), up to S$500K
• Trade & invoice financing
• Equipment & fixed asset loans
• Alternative lenders for bank-rejected cases

Own commercial, industrial, or private residential property? Unlock up to 90% LTV at rates 3–5× cheaper than any unsecured business loan. Banks rejected your application? Fret not, we have options with deep expertise in property-backed lending to ensure you get the cash you need to realise your business dreams.

• Commercial, industrial & residential properties
• Up to 90% LTV via alternative lenders
• Rates from 2% p.a. · Tenure up to 30 years
• TDSR does not apply to company borrowers

As an IMDA Pre-Approved EDGE Grant Vendor, Think SME fast-tracks your Xero grant application via the Business Grants Portal, with up to 50% government co-funding. We also advise on the Enterprise Development Grant (EDG) for capability building and the Market Readiness Assistance (MRA) grant for Singapore SMEs expanding overseas.

• EDGE Xero Grant, up to 50% co-funded by government
• IMDA Pre-Approved · Business Grants Portal listed
• Enterprise Development Grant (EDG)
• Market Readiness Assistance (MRA), overseas expansion